May 13, 2012

Hitting bottom & why kiva?

[this entry was written as an application for Kiva Fellows program 2012 ... which I did not make]


Last summer, I hit bottom.  It was ironic, because I should have been on top of the world.  I was graduating with a MBA degree from a top-tier business school.  I was earning six-figures.   I was going to marry a beautiful doctor.  And I was climbing a 12,000-foot Mt. Adams in the western US state of Washington. 


a pit stop on the way up to Mt. Adams - a beautiful day!
I summited Mt. Adams on a beautiful, blue, July day.  I climbed down, exhausted, but high with excitement from the climb.  I returned home to my gal.  She sat me down.  She was stern-faced.  And she said that she no longer loved me and could not be with me.  I was shocked.  No explanations.  In the subsequent days, I had to move out, was overcome with confusion, and felt completely abandoned.  I had moved 3,000 miles from North Carolina to Portland, Oregon to be with this gal.  And now what?  I had hit the bottom.  I lay on the floor, stared at the empty ceiling in a stuffy room, and thought to myself, “Okay, universe.  You win, I give up.”

And that’s when I realized I was nothing.  Yes, I have helped others before.  Yes, I have shared 100 Kiva loans (my profile page), and have participated in other peer lending programs.  Yes, I have supported social causes, so on and so forth, but because it seemed the proper thing to do.  After my personal suffering, I keenly felt others’ pain.  I ached with the brokenhearted.  I hungered with the hungry.  I mourned with those grieving a loss.  And I didn’t want to go through the same motions.  I gave up my well-paying, but soul-sucking job and moved from Portland to the Bay Area.  I wanted to create something new, something useful, something beautiful.  I knew those kinds of creators lived in the Bay Area.  I am seeking, and I want to help others as I journey along my path.  That is why I am applying to be a Kiva Fellow.  I had wanted to do so for a long time, but until now, I lacked the courage, the motivation.

I am applying for an Anglophone opportunity.  As I am new to this area, I would prefer a local fellowship – but I am flexible!  I would be interested in contributing to entrepreneurial causes and innovation efforts at Kiva.  For example, is there a way to disrupt the rates of pay-day lending?  How could we disrupt the chain of events that lead to huge gaps in financial literacy between one population and another within our own community?  Could Kiva build on financial lending platform to add other services and products to enhance the value of the offering?

"For as long as space endures, and for as long as living beings remain, until then may I too abide to dispel the misery of the world." These are beautiful words from Bodhisattva that have stayed with me through the years.  Or shall I cite the Christian teaching “love your neighbor as you love yourself?”  I see a tangible way of following those teachings in working as a Kiva Fellow.

Mar 21, 2012

How do we access our social media content?

Increasingly, mobile users accumulate and sit on top of large amounts of social media content. The content consists of comments and photos that individual users post, and the content that the user's friends or celebrities on the user's subscription list generate. But, how does the user make use of this information?

Suppose that you want to find a favorite restaurant among a local circle of friends. How would you find out?

On the business side, companies are beginning to monetize social media assets by furnishing tools to interface with the data.

http://wildfireapp.com/videos/wildfire-overview

What appearance will interfaces and interactions take on the consumer side?

Mar 18, 2012

What problem does instagram solve?

Thumb poll of popular apps by Anthony Ha. Ha used the Thumb app to crowdsource an answer to what apps are popular with the masses.

techcrunch.com/2012/03/17/thumb-sxsw

Instagram is at the top of that list. Is that surprising? A startup friend recently asked me what problem does Instagram solve.

I think Instagram delivers beauty. Beauty is a fundamental problem for human beings, but few companies address such a problem.

Increasingly, products with the highest value offering will be those that allow people to experience beauty, meaning, transformation, values which are not forefront when more mundane problems persist. But, as people increasingly cover the 'basic needs', demand for such abstract items will rise.

I think this is true of many millions who have their basic needs met, but do not have an outlet to escape the office drudgery or express themselves more fully.  More beautifully.

[update] Or just more cutely!

Cats are the rockstars of instagram
If you enjoyed this post, tag along for future posts on twitter @findinbay.

On social assets - reviewing Karma

A few days ago, I downloaded a new app called Karma. On the surface, it is an app that makes gift giving easier. Karma does this by taking your facebook data, and parsing words that suggest appropriate actions. For example, certain words suggest that your friend is having a tough time in life (family death) or is due for celebration (birthday). And Karma links these to ready-for-made gifts that you can send to your friend.

Peal back a layer, and you see that Karma is about connecting friends more easily and substantively beyond the means available through Facebook. Where Facebook connects by informing, Karma allows friends to connect more deeply through filtered info. Is that wise? The thing that sticks out most is ... why gifts? I'm not sure that the founders share a compelling answer.


However, I can see they have a great eye for design. I love the opening quote "only good things will follow."

See more info about this app and its founders in this interview by Techcrunch writer Colleen Taylor.
techcrunch.com/2012/03/14/karma-lee-linden-gift-giving-app-demo-tctv/